We Provide Specialist Insurance And Risk Management Advice For Listed Buildings And Estates.
Our team is intimately involved with historic houses, farms and estates and we are committed to their preservation.
The challenge of preserving historic houses is ever increasing, and this, combined with the economic need for diversification, means that the owners’ listed building home insurance needs become ever more complex.
We can advise on what to insure and how, from buildings and collections to farm equipment, adventure playgrounds, education and events.
As corporate members of Historic Houses, we have spoken regularly on the subjects of conservation and risk management at HH events, seminars and Regional AGMs. If you would like a quote for historic estates insurance, historic house insurance or listed building insurance, please contact us.
Frequently Asked Questions
We work with underwriters who understand the nature of what they are insuring, the particular risks, and how to make good in the event of a loss.
For our part, we oversee all claims from start to finish, using our considerable experience and contacts to achieve the best possible claim settlements.We are proud of our ability to settle the most complex claims for fine art, especially those involving damage, restoration and subsequent loss of value.
We are equally well equipped to help in the aftermath of a fire or flood, from arranging appropriate disaster recovery, to negotiating the right form of settlement. The majority of claims are, however, straightforward, and we aim to settle quickly and cleanly.
If you own a listed building in England, Wales, Scotland or Northern Ireland, it's crucial to understand the unique requirements associated with these special properties. Listed buildings are considered historically or architecturally significant and are protected by law. This means that claims involving the building can be more complex and certainly require specialist knowledge. The insurers we work with would appoint a loss adjuster familiar with listed buildings in the event of a claim. Insurers who specialist in high net worth and listed building insurance tailor their policies to address the unique risks and requirements associated with such properties, which may not be adequately covered by standard home insurance policies.
Due to the complexity of listed buildings and the specialist materials required, the cost to repair a listed building is far greater than a standard property. Therefore, a specialist insurer may offer to survey a listed property to determine the correct rebuilding figure and sometimes offer ‘extended replacement cost’ if they do this, which is effectively an unlimited buildings sum insured. Grade 1 buildings are excluded from this however.